隱私權政策
最後更新時間：2023/09/25
隱私權政策
最後更新時間：2023/09/25
隱私權政策
最後更新時間：2023/09/25
User data privacy is among our top priority at Uto Money. This Privacy Policy describes the policies and principles on the personal information collection, use, disclosure, and sharing of your personal information when you access or use Uto Money Services and this Site by any means (including but not limited to via, devices or services provided by any other third party). By accessing or using Uto Money Services and this Site, you consent to the policies and principles outlined in this Privacy Policy.
IF YOU REGISTER WITH OR ACCESS UTO MONEY SERVICES OR THIS SITE, YOU ARE DEEMED TO AGREE TO THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. YOUR NON-TERMINATION OR CONTINUED ACCESS TO OR USE OF ANY UTO MONEY SERVICES OR THIS SITE AFTER THE EFFECTIVE DATE OF ANY AMENDMENTS, CHANGES, OR UPDATES CONSTITUTES YOUR ACCEPTANCE OF THIS PRIVACY POLICY, AS MODIFIED BY SUCH AMENDMENTS, CHANGES, OR UPDATES.
You may decide whether to provide your personal information to us, and you may decide whether to exercise your rights as stipulated in Article 6 of this Privacy Policy. However, please note that if you decide not to provide your personal information to us, we may not be able to provide access to Uto Money Services and this Site to you.
Capitalized terms that are not defined in this Privacy Policy shall have the same meaning in Terms of Use.
1. Information Collection
Uto Money collects your personal information when you register with or access Uto Money Services and this Site or otherwise interact with Uto Money. Uto Money may collect the categories of information, including, but not limited to, the categories described as below: (a) User-Provided Information. You provide Uto Money with your personal information such as your name, telephone number, telephone bills, e-mail address, date of birth, government identification numbers/ARC numbers, passports numbers and nationality, information regarding your bank account and electronic payment channels used in conjuncture with Uto Money Services. You also provide Uto Money with any information related to your Content and Feedback so Uto Money may, in its sole discretion, proceed the proper actions and procedures under this Privacy Policy and Terms of Use.
The aforementioned personal information that you provide to Uto Money are classified as C001 (information identifying individuals), C002 (information identifying finance), C003 (information identifying in government data), C011 (description of an individual), C031 (residence and facilities), C032 (properties), C082 (liabilities and expenditure), C083 (credit ratings), and C102 (agreement or contract) in the Specific Purpose and the Classification of Personal Information of the Personal Information Protection Act (“Purpose and Classification”).
The purposes that Uto Money collects the aforementioned personal information are (i) authenticating users, (ii) validating the process that you access or use Uto Money Services and this Site, (iii) establishing and maintaining a responsible commercial relationship with you, (iv) understanding your needs and your eligibility for products and services, (v) informing you about trading and financing features, commercials, advertising materials, and other news, (vi) delivering products and services to you, (vii) processing billing and collection of any fees, (viii) conducting surveys and getting feedback from you, and (ix) meeting Uto Money’s the legal and regulatory requirements.
The aforementioned purposes are classified as 036 (deposit and remitting), 040 (marketing (including 3 financial cross-selling business)), 059 (Financial service industry’s collection and processing information in accordance with laws and needs for financial supervision), 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 137 (information (communication) security and management, 148 (internet shopping and other electronic commerce services)), 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. (b) Automatically collected information. When you access or use Uto Money Services and this Site through the internet, Uto Money may use certain technologies, including, but not limited to cookies and similar technologies, to collect information sent to us through your computer, mobile phone, or other access device, which includes, but not limited to (i) your IP address, device information, such as identifier, device name and type, operating system, location, mobile network information, (ii) the information related to the methods and preferences you interact with Uto Money Services and this Site, such as your browser type, traffic to and from our site, the link you accessed, the pages you visited, and the time you accessed or exited Uto Money Services and this Site, and (iii) your username and password.
The aforementioned personal information that Uto Money automatically collects are classified as C001 (information identifying individuals), C035 (recreational activities and interests), and C036 (lifestyles) in the Purpose and Classification.
The purposes that Uto Money automatically collects the aforementioned personal information are (i) analyzing your usage of Uto Money Services and this Site; and (ii) developing and customizing Uto Money Services and this Site according to your preferences. The aforementioned purposes are classified as 040 (marketing (including financial cross-selling business)), 090 (consumer, customer management and service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 157 (investigation, statistics and research analysis) in the Purpose and Classification, and 181 (other business operation in accordance with the business registration or bylaws).
Uto Money will collect your personal information until (a) Uto Money ceases to provide Services and this Site, or (b) you explicitly request Uto Money to cease to 4 collect your personal information by contacting us through the contact information referred in this Privacy Policy and in accordance with the Article 6 of this Privacy Policy, in which case we may not be able to provide Uto Money Services and this Site to you.
Uto Money will collect and store your personal information when you access or use Uto Money Services and this Site. Your personal information may be exported outside of the jurisdiction in which you reside and will be stored in Singapore, provided that the location may change from time to time, depending on the services provider used by Uto Money (the “Data Location”). Under those circumstance, the governments, courts, law enforcement, or regulatory agencies of the Data Location may be able to obtain access to your personal information through foreign laws. You need to be aware that the privacy standards of the Data Location may be lower than those of the jurisdiction in which you reside.
2. Process and Use of Personal Information
Uto Money may process and use your personal information for the purposes, including, but not limited to, the purposes described as below. Please note that one or more purposes may apply simultaneously. 6 (a) Provision of Uto Money Services and this Site. Uto Money may process and use your personal information to authenticate your identity, validate the process that you access or use Uto Money Services and this Site, facilitate your Orders, execute the Trades between you and other users, develop, enhance, and market Uto Money Services, provide Uto Money Services to you, process billing and collect any fees, or as otherwise may be necessary to execute the agreement between you and Uto Money, or to identify you or to ensure the functionality and security of Uto Money Services and this Site. The purposes of the aforementioned processing and use are classified as 036 (deposit and remitting), 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, Customer Management and Service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 154 (reference), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. (b) Development of Uto Money Services and this Site. Uto Money may process and use your personal information, Content, and/or Feedback to develop, improve, and customize Uto Money Services and this Site. Uto Money may also perform research and analytics on your personal information to personalize our offering, for example, to make recommendations and to display customized content and advertising in our websites. The purposes of the aforementioned processing and use are classified as 040 (marketing (including financial cross-selling business)), 090 (consumer, Customer Management and Service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), and 157 (investigation, statistics and research analysis) in the Purpose and Classification. (c) Service-Related Interaction. Uto Money may process and use your personal information, Content, and/or Feedback to communicate with you, for example, to provide information relating to Uto Money Services and this Site. Uto Money may also send service-related email, conduct surveys and get Feedback from you or otherwise interact with you when you register with or access Uto Money Services and this Site based on the information you provide us. The purposes of the aforementioned processing and use are classified as 040 (marketing (including financial cross-selling business)), 069 (contract, contract-like or other legal relation matter), 090 (consumer, Customer Management and Service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. (d) Dispose of de-identified personal information. To the extent permitted by applicable laws, Uto Money may dispose the information it collects during the process of providing Uto Money Services to other third party, provided that Uto Money will take de-identification measures (such as removing personal identifiers and removing or altering other information that may allow any person to be identified). However, please note that there is a possibility that another dataset or other information could be matched with the de-identified information. Uto Money does not guarantee that the de-identified information will not be re-identified. (e) Compliance with laws and regulations. Uto Money may process and use your personal information, Content, and/or Feedback to meet legal and regulatory requirements, including, but not limited to, Anti-Money Laundering and counter-terrorist financing, or as otherwise may be necessary to execute the agreement between you and Uto Money. Uto Money reserves the right to retain and share certain personal information in order to meet our regulatory requirements and further to our contractual agreements with partners and third parties. The purposes of the aforementioned processing and use are classified as 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 137 (information (communication) security and management, 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws).
Uto Money will process and use your personal information until (a) Uto Money ceases to provide Services and this Site, or (b) you explicitly request Uto Money to cease to process and use your personal information by contacting us through the contact information referred in this Privacy Policy, in which case we may not be able to provide Uto Money Services and this Site to you.
Uto Money will process and use your personal information and other data in the Data Location and it may be outside of the jurisdiction in which you reside. Under those circumstance, the governments, courts, law enforcement, or regulatory agencies of the Data Location may be able to obtain access to your personal information through foreign laws. You need to be aware that the privacy standards of the Data Location may be lower than those of the jurisdiction in which you reside.
3. Third Party Analytics and Advertising
To develop or improve Uto Money Services and this Site, Uto Money may engage third-party service providers to help us research and analyze information about your use of Uto Money Services and this Site. These third parties may also use cookies and similar technologies to collect similar information about your use of Uto Money Services and this Site. Uto Money does not provide any information that can identify you personally to these third-party service providers without your consent. However, Uto Money does not control the third parties’ use of such technologies and their use is governed by those parties’ privacy policies, not subject to this Privacy Policy.
Uto Money may allow third-party ad servers or ad networks to serve advertisements on Uto Money Services and this Site and on third-party services. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on Uto Money Services. They automatically receive your IP address when this happens. They may also use other technologies to measure the effectiveness of their advertisements and to personalize the advertising content. Uto Money does not provide any information that can identify you personally to these third-party ad servers or ad networks without your consent. However, please note that if an advertiser asks Uto Money to show an advertisement to a certain audience and you respond to that advertisement, the advertiser or ad server may conclude that you fit the description of the audience they are trying to reach.
4. Sharing and Disclosure of Information
Uto Money does not share, sell, lease, transfer or otherwise disclose your personal information to third parties unless otherwise stated below. (a) Consent. Except as described in this Privacy Policy, Uto Money does not share or transfer your personal information to third parties without your consent. (b) Service Providers. Uto Money may share or transfer your personal information with essential third parties, including, but not limited to Uto Money and its Affiliates, the Bank (referring to the financial institutions in collaboration with Uto Money such as Far Eastern International Bank and/or Union Bank Of Taiwan), the third party service providers engaged by the Bank, telecommunication companies, and other service providers at the reasonable discretion of Uto Money, to facilitate your access to or use of Uto Money Services and this Site, enhance our KYC (know your customers) verifications procedures, and assist Uto Money with implementation of any Anti-Money Laundering and Counter-Terrorist Policies. 11 These essential third parties may collect, process, and use your personal information, which are classified as C001 (information identifying individuals), C002 (information identifying finance), C003 (information identifying in government data), C011 (description of an individual), C031 (residence and facilities.), C032 (properties), C083 (credit ratings), and C102 (agreement or contract) for the aforementioned purposes, which is classified as 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 137 (information (communication) security and management, 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. If you do not agree to our sharing with Uto Money and its Affiliates, the Bank and the third party service providers engaged by the Bank, telecommunication companies or other service providers at the reasonable discretion of Uto Money, please do not register with or access Uto Money services or this Site. If you have already registered with Uto Money or accessed this Site, please contact us immediately through the contact information referred in this Privacy Policy to exercise your rights as stipulated in Article 6 of this Privacy Policy, in which case Uto Money may not be able to provide Uto Money Services and this Site to you. (c) Legal Compliance and Law Enforcement. Uto Money may access, preserve, or disclose your personal information, Content, and/or Feedback if required to do so by applicable laws or in a good faith belief that such access, preservation or disclosure is reasonably necessary to: (i) comply with legal process or request by a government or quasi-government authority; (ii) enforce the Terms of Use ; (iii) respond to claims that any Content and/or Feedback violates the rights of any other third parties; (iv) enforce or administer our agreement with the users of Uto Money Services and this Site, including investigation of potential violations hereof; (v) detect, prevent, or otherwise address fraud, security or technical issues; or (vi) protect the rights, property or personal safety of Uto Money, the users of Uto Money Services and this Site and the public. (d) Mergers and Acquisitions. Information that Uto Money collects is considered a business asset. Therefore, Uto Money may share, transfer or disclose your personal information to third parties when we decide to sell, buy, or merger our businesses with such parties. Uto Money may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution. 12 (e) Beneficiaries Meeting. When Uto Money winds up, become insolvent, dissolve, or cease to operate its business, the Bank may use the personal information that it collects under Section 4.1 (a) to convene beneficiaries meeting(s).
5. Protection of Information
Uto Money uses reasonable technical and organizational information security measures to provide appropriate protection for your personal information from leaking or unauthorized access and prevent such risks of providing personal information.
Uto Money cannot, however, guarantee the personal information you provided or we collected may not be accessed, disclosed, altered, or destroyed by any attacks from hackers or any skilled computer experts.
6. Choices and Rights of Your Information
You may exercise your rights stipulated in Section 6.2 with regard to your personal information collected, processed, and used by Uto Money, and you may delete your Uto Money Account, in which case we may not be able to provide Uto Money Services and this Site to you.
You have the right, subject to the applicable laws and Section 6.3 and Section 6.4 of this Privacy Policy, (a) to inquire or request for a review of the personal information Uto Money has collected from you; (b) to make duplications of the personal information Uto Money has collected from you; 14 (c) to replenish and rectify the personal information Uto Money has collected from you; (d) to request Uto Money to discontinue our collection, processing and use of the personal information Uto Money has collected from you; and (e) to delete any personal information Uto Money has collected from you, by yourself or by requesting Uto Money to do so, in which case we may not be able to provide Uto Money Services and this Site to you thereafter. Uto Money cannot, however, delete such personal information that is necessary for compliance with binding legal obligations or if the personal information must be retained according to applicable laws.
Upon your inquiry or request for a review and making duplication of the personal information Uto Money has collected from you, Uto Money shall determine whether to agree to such request within fifteen (15) days from the date on which Uto Money receives your request, except: (a) when the national security, diplomatic and military secrets, the macro-economic interests or other major national interests may be harmed; (b) when the performance of official duties may be interfered with; and (c) when the major interests of Uto Money or a third person may be affected. The fifteen-day period may be extended to a time period of no longer than fifteen (15) days when necessary and you will be notified of the reason of extension in writing (either in electronic or hard-copy form). Please note that Uto Money may charge a fee to those who make an inquiry or request to review or make duplications of their personal information.
You may, as appropriate and in accordance with applicable laws, exercise your rights mentioned above by contacting us through the contact information referred in this Privacy Policy. In some cases, for example, delete or cease the processing or use of your personal information may mean that we may not be able to provide Uto Money Services and this Site to you. (a) there is a dispute regarding the accuracy of your personal information; 15 (b) the processing or use of such personal information is either necessary for the performance of an official duty or fulfillment of a legal obligation of Uto Money or agreed by you in writing (either in electronic or hard-copy form); and (c) such dispute has been recorded. The thirty-day period may be extended to a time period of no longer than thirty (30) days when necessary and you will be notified of the reason of extension in writing (either in electronic or hard-copy form).
You may, as appropriate and in accordance with applicable laws, exercise your rights mentioned above by contacting us through the contact information referred in this Privacy Policy. In some cases, for example, delete or cease the processing or use of your personal information may mean that we may not be able to provide Uto Money Services and this Site to you.
7. Children's Privacy
Uto Money Services and this Site are not intended for those who are minors under the laws applicable to them. We do not knowingly collect personal information from those who are minors under the laws applicable to them and if we become aware of such collection, we will take reasonable steps to delete any such information as soon as practicable.
8. Cookies
Uto Money may use cookies to improve and update our services to you. A cookie is a small text file stored by a website in a user’s web browser that allows Uto Money 17 to recognize your computer or device. For example, cookies can store your user name and password to eliminate the need for re-entering to access Uto Money Services and this Site when you come back to Uto Money Services. Cookies can also record your preferences so that Uto Money may provide customized services to you.
If you do not wish to receive cookies, or want to be notified before they are placed, you may set your web browser to do so. Please be noted that if cookies are turned off, you may not be able to view certain parts of Uto Money Services and this Site that may enhance our services to you. Some of Uto Money’s business partners such as online resources whose content is linked to or from Uto Money Services and this Site may also use cookies or similar technologies. However, please understand that we have no access to or control over these cookies.
9. Third Party Website Links
Uto Money Services and this Site contain links to other websites and online resources. This Privacy Policy only covers the privacy practices by Uto Money, and does not cover the privacy practices of other websites or online resources. Please be noted that Uto Money is not responsible for the privacy policies and/or practices of other websites or online resources. If you link to any other websites or online resources, you shall review the privacy policy of such websites or online resources since your interaction with them should be governed by their privacy policy and rules.
10. Modifications
Uto Money reserves the right, in its sole discretion, to modify this Privacy Policy, at any time and without prior notice. If Uto Money modifies this Private Policy, Uto Money will post the latest revised version at https://official.utomoney.io/privacy or in other ways that Uto Money deems appropriate. By continuing to access or use Uto Money Services and this Site after Uto Money has posted a modification on the website of Uto Money, you are indicating that your agreement and express consent to be bound by the modified Privacy Policy. You may also be asked to re-acknowledge and re-accept the Privacy Policy following any material changes. If the modified Privacy Policy are not acceptable to you, you must cease using Uto Money Services and this Site.
11. Languages
This Private Policy is written in English. Any translations into another language are made solely for the convenience and will not be considered in the interpretation or application of this Private Policy. The Chinese translation of this Private Policy is only for reference. In case of any discrepancy, the English version shall prevail.
12. Contacting Uto Money
If you have any questions about this Private Policy, please contact Uto Money through support@utonia.com.
User data privacy is among our top priority at Uto Money. This Privacy Policy describes the policies and principles on the personal information collection, use, disclosure, and sharing of your personal information when you access or use Uto Money Services and this Site by any means (including but not limited to via, devices or services provided by any other third party). By accessing or using Uto Money Services and this Site, you consent to the policies and principles outlined in this Privacy Policy.
IF YOU REGISTER WITH OR ACCESS UTO MONEY SERVICES OR THIS SITE, YOU ARE DEEMED TO AGREE TO THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. YOUR NON-TERMINATION OR CONTINUED ACCESS TO OR USE OF ANY UTO MONEY SERVICES OR THIS SITE AFTER THE EFFECTIVE DATE OF ANY AMENDMENTS, CHANGES, OR UPDATES CONSTITUTES YOUR ACCEPTANCE OF THIS PRIVACY POLICY, AS MODIFIED BY SUCH AMENDMENTS, CHANGES, OR UPDATES.
You may decide whether to provide your personal information to us, and you may decide whether to exercise your rights as stipulated in Article 6 of this Privacy Policy. However, please note that if you decide not to provide your personal information to us, we may not be able to provide access to Uto Money Services and this Site to you.
Capitalized terms that are not defined in this Privacy Policy shall have the same meaning in Terms of Use.
1. Information Collection
Uto Money collects your personal information when you register with or access Uto Money Services and this Site or otherwise interact with Uto Money. Uto Money may collect the categories of information, including, but not limited to, the categories described as below: (a) User-Provided Information. You provide Uto Money with your personal information such as your name, telephone number, telephone bills, e-mail address, date of birth, government identification numbers/ARC numbers, passports numbers and nationality, information regarding your bank account and electronic payment channels used in conjuncture with Uto Money Services. You also provide Uto Money with any information related to your Content and Feedback so Uto Money may, in its sole discretion, proceed the proper actions and procedures under this Privacy Policy and Terms of Use.
The aforementioned personal information that you provide to Uto Money are classified as C001 (information identifying individuals), C002 (information identifying finance), C003 (information identifying in government data), C011 (description of an individual), C031 (residence and facilities), C032 (properties), C082 (liabilities and expenditure), C083 (credit ratings), and C102 (agreement or contract) in the Specific Purpose and the Classification of Personal Information of the Personal Information Protection Act (“Purpose and Classification”).
The purposes that Uto Money collects the aforementioned personal information are (i) authenticating users, (ii) validating the process that you access or use Uto Money Services and this Site, (iii) establishing and maintaining a responsible commercial relationship with you, (iv) understanding your needs and your eligibility for products and services, (v) informing you about trading and financing features, commercials, advertising materials, and other news, (vi) delivering products and services to you, (vii) processing billing and collection of any fees, (viii) conducting surveys and getting feedback from you, and (ix) meeting Uto Money’s the legal and regulatory requirements.
The aforementioned purposes are classified as 036 (deposit and remitting), 040 (marketing (including 3 financial cross-selling business)), 059 (Financial service industry’s collection and processing information in accordance with laws and needs for financial supervision), 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 137 (information (communication) security and management, 148 (internet shopping and other electronic commerce services)), 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. (b) Automatically collected information. When you access or use Uto Money Services and this Site through the internet, Uto Money may use certain technologies, including, but not limited to cookies and similar technologies, to collect information sent to us through your computer, mobile phone, or other access device, which includes, but not limited to (i) your IP address, device information, such as identifier, device name and type, operating system, location, mobile network information, (ii) the information related to the methods and preferences you interact with Uto Money Services and this Site, such as your browser type, traffic to and from our site, the link you accessed, the pages you visited, and the time you accessed or exited Uto Money Services and this Site, and (iii) your username and password.
The aforementioned personal information that Uto Money automatically collects are classified as C001 (information identifying individuals), C035 (recreational activities and interests), and C036 (lifestyles) in the Purpose and Classification.
The purposes that Uto Money automatically collects the aforementioned personal information are (i) analyzing your usage of Uto Money Services and this Site; and (ii) developing and customizing Uto Money Services and this Site according to your preferences. The aforementioned purposes are classified as 040 (marketing (including financial cross-selling business)), 090 (consumer, customer management and service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 157 (investigation, statistics and research analysis) in the Purpose and Classification, and 181 (other business operation in accordance with the business registration or bylaws).
Uto Money will collect your personal information until (a) Uto Money ceases to provide Services and this Site, or (b) you explicitly request Uto Money to cease to 4 collect your personal information by contacting us through the contact information referred in this Privacy Policy and in accordance with the Article 6 of this Privacy Policy, in which case we may not be able to provide Uto Money Services and this Site to you.
Uto Money will collect and store your personal information when you access or use Uto Money Services and this Site. Your personal information may be exported outside of the jurisdiction in which you reside and will be stored in Singapore, provided that the location may change from time to time, depending on the services provider used by Uto Money (the “Data Location”). Under those circumstance, the governments, courts, law enforcement, or regulatory agencies of the Data Location may be able to obtain access to your personal information through foreign laws. You need to be aware that the privacy standards of the Data Location may be lower than those of the jurisdiction in which you reside.
2. Process and Use of Personal Information
Uto Money may process and use your personal information for the purposes, including, but not limited to, the purposes described as below. Please note that one or more purposes may apply simultaneously. 6 (a) Provision of Uto Money Services and this Site. Uto Money may process and use your personal information to authenticate your identity, validate the process that you access or use Uto Money Services and this Site, facilitate your Orders, execute the Trades between you and other users, develop, enhance, and market Uto Money Services, provide Uto Money Services to you, process billing and collect any fees, or as otherwise may be necessary to execute the agreement between you and Uto Money, or to identify you or to ensure the functionality and security of Uto Money Services and this Site. The purposes of the aforementioned processing and use are classified as 036 (deposit and remitting), 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, Customer Management and Service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 154 (reference), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. (b) Development of Uto Money Services and this Site. Uto Money may process and use your personal information, Content, and/or Feedback to develop, improve, and customize Uto Money Services and this Site. Uto Money may also perform research and analytics on your personal information to personalize our offering, for example, to make recommendations and to display customized content and advertising in our websites. The purposes of the aforementioned processing and use are classified as 040 (marketing (including financial cross-selling business)), 090 (consumer, Customer Management and Service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), and 157 (investigation, statistics and research analysis) in the Purpose and Classification. (c) Service-Related Interaction. Uto Money may process and use your personal information, Content, and/or Feedback to communicate with you, for example, to provide information relating to Uto Money Services and this Site. Uto Money may also send service-related email, conduct surveys and get Feedback from you or otherwise interact with you when you register with or access Uto Money Services and this Site based on the information you provide us. The purposes of the aforementioned processing and use are classified as 040 (marketing (including financial cross-selling business)), 069 (contract, contract-like or other legal relation matter), 090 (consumer, Customer Management and Service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. (d) Dispose of de-identified personal information. To the extent permitted by applicable laws, Uto Money may dispose the information it collects during the process of providing Uto Money Services to other third party, provided that Uto Money will take de-identification measures (such as removing personal identifiers and removing or altering other information that may allow any person to be identified). However, please note that there is a possibility that another dataset or other information could be matched with the de-identified information. Uto Money does not guarantee that the de-identified information will not be re-identified. (e) Compliance with laws and regulations. Uto Money may process and use your personal information, Content, and/or Feedback to meet legal and regulatory requirements, including, but not limited to, Anti-Money Laundering and counter-terrorist financing, or as otherwise may be necessary to execute the agreement between you and Uto Money. Uto Money reserves the right to retain and share certain personal information in order to meet our regulatory requirements and further to our contractual agreements with partners and third parties. The purposes of the aforementioned processing and use are classified as 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 137 (information (communication) security and management, 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws).
Uto Money will process and use your personal information until (a) Uto Money ceases to provide Services and this Site, or (b) you explicitly request Uto Money to cease to process and use your personal information by contacting us through the contact information referred in this Privacy Policy, in which case we may not be able to provide Uto Money Services and this Site to you.
Uto Money will process and use your personal information and other data in the Data Location and it may be outside of the jurisdiction in which you reside. Under those circumstance, the governments, courts, law enforcement, or regulatory agencies of the Data Location may be able to obtain access to your personal information through foreign laws. You need to be aware that the privacy standards of the Data Location may be lower than those of the jurisdiction in which you reside.
3. Third Party Analytics and Advertising
To develop or improve Uto Money Services and this Site, Uto Money may engage third-party service providers to help us research and analyze information about your use of Uto Money Services and this Site. These third parties may also use cookies and similar technologies to collect similar information about your use of Uto Money Services and this Site. Uto Money does not provide any information that can identify you personally to these third-party service providers without your consent. However, Uto Money does not control the third parties’ use of such technologies and their use is governed by those parties’ privacy policies, not subject to this Privacy Policy.
Uto Money may allow third-party ad servers or ad networks to serve advertisements on Uto Money Services and this Site and on third-party services. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on Uto Money Services. They automatically receive your IP address when this happens. They may also use other technologies to measure the effectiveness of their advertisements and to personalize the advertising content. Uto Money does not provide any information that can identify you personally to these third-party ad servers or ad networks without your consent. However, please note that if an advertiser asks Uto Money to show an advertisement to a certain audience and you respond to that advertisement, the advertiser or ad server may conclude that you fit the description of the audience they are trying to reach.
4. Sharing and Disclosure of Information
Uto Money does not share, sell, lease, transfer or otherwise disclose your personal information to third parties unless otherwise stated below. (a) Consent. Except as described in this Privacy Policy, Uto Money does not share or transfer your personal information to third parties without your consent. (b) Service Providers. Uto Money may share or transfer your personal information with essential third parties, including, but not limited to Uto Money and its Affiliates, the Bank (referring to the financial institutions in collaboration with Uto Money such as Far Eastern International Bank and/or Union Bank Of Taiwan), the third party service providers engaged by the Bank, telecommunication companies, and other service providers at the reasonable discretion of Uto Money, to facilitate your access to or use of Uto Money Services and this Site, enhance our KYC (know your customers) verifications procedures, and assist Uto Money with implementation of any Anti-Money Laundering and Counter-Terrorist Policies. 11 These essential third parties may collect, process, and use your personal information, which are classified as C001 (information identifying individuals), C002 (information identifying finance), C003 (information identifying in government data), C011 (description of an individual), C031 (residence and facilities.), C032 (properties), C083 (credit ratings), and C102 (agreement or contract) for the aforementioned purposes, which is classified as 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 137 (information (communication) security and management, 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. If you do not agree to our sharing with Uto Money and its Affiliates, the Bank and the third party service providers engaged by the Bank, telecommunication companies or other service providers at the reasonable discretion of Uto Money, please do not register with or access Uto Money services or this Site. If you have already registered with Uto Money or accessed this Site, please contact us immediately through the contact information referred in this Privacy Policy to exercise your rights as stipulated in Article 6 of this Privacy Policy, in which case Uto Money may not be able to provide Uto Money Services and this Site to you. (c) Legal Compliance and Law Enforcement. Uto Money may access, preserve, or disclose your personal information, Content, and/or Feedback if required to do so by applicable laws or in a good faith belief that such access, preservation or disclosure is reasonably necessary to: (i) comply with legal process or request by a government or quasi-government authority; (ii) enforce the Terms of Use ; (iii) respond to claims that any Content and/or Feedback violates the rights of any other third parties; (iv) enforce or administer our agreement with the users of Uto Money Services and this Site, including investigation of potential violations hereof; (v) detect, prevent, or otherwise address fraud, security or technical issues; or (vi) protect the rights, property or personal safety of Uto Money, the users of Uto Money Services and this Site and the public. (d) Mergers and Acquisitions. Information that Uto Money collects is considered a business asset. Therefore, Uto Money may share, transfer or disclose your personal information to third parties when we decide to sell, buy, or merger our businesses with such parties. Uto Money may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution. 12 (e) Beneficiaries Meeting. When Uto Money winds up, become insolvent, dissolve, or cease to operate its business, the Bank may use the personal information that it collects under Section 4.1 (a) to convene beneficiaries meeting(s).
5. Protection of Information
Uto Money uses reasonable technical and organizational information security measures to provide appropriate protection for your personal information from leaking or unauthorized access and prevent such risks of providing personal information.
Uto Money cannot, however, guarantee the personal information you provided or we collected may not be accessed, disclosed, altered, or destroyed by any attacks from hackers or any skilled computer experts.
6. Choices and Rights of Your Information
You may exercise your rights stipulated in Section 6.2 with regard to your personal information collected, processed, and used by Uto Money, and you may delete your Uto Money Account, in which case we may not be able to provide Uto Money Services and this Site to you.
You have the right, subject to the applicable laws and Section 6.3 and Section 6.4 of this Privacy Policy, (a) to inquire or request for a review of the personal information Uto Money has collected from you; (b) to make duplications of the personal information Uto Money has collected from you; 14 (c) to replenish and rectify the personal information Uto Money has collected from you; (d) to request Uto Money to discontinue our collection, processing and use of the personal information Uto Money has collected from you; and (e) to delete any personal information Uto Money has collected from you, by yourself or by requesting Uto Money to do so, in which case we may not be able to provide Uto Money Services and this Site to you thereafter. Uto Money cannot, however, delete such personal information that is necessary for compliance with binding legal obligations or if the personal information must be retained according to applicable laws.
Upon your inquiry or request for a review and making duplication of the personal information Uto Money has collected from you, Uto Money shall determine whether to agree to such request within fifteen (15) days from the date on which Uto Money receives your request, except: (a) when the national security, diplomatic and military secrets, the macro-economic interests or other major national interests may be harmed; (b) when the performance of official duties may be interfered with; and (c) when the major interests of Uto Money or a third person may be affected. The fifteen-day period may be extended to a time period of no longer than fifteen (15) days when necessary and you will be notified of the reason of extension in writing (either in electronic or hard-copy form). Please note that Uto Money may charge a fee to those who make an inquiry or request to review or make duplications of their personal information.
You may, as appropriate and in accordance with applicable laws, exercise your rights mentioned above by contacting us through the contact information referred in this Privacy Policy. In some cases, for example, delete or cease the processing or use of your personal information may mean that we may not be able to provide Uto Money Services and this Site to you. (a) there is a dispute regarding the accuracy of your personal information; 15 (b) the processing or use of such personal information is either necessary for the performance of an official duty or fulfillment of a legal obligation of Uto Money or agreed by you in writing (either in electronic or hard-copy form); and (c) such dispute has been recorded. The thirty-day period may be extended to a time period of no longer than thirty (30) days when necessary and you will be notified of the reason of extension in writing (either in electronic or hard-copy form).
You may, as appropriate and in accordance with applicable laws, exercise your rights mentioned above by contacting us through the contact information referred in this Privacy Policy. In some cases, for example, delete or cease the processing or use of your personal information may mean that we may not be able to provide Uto Money Services and this Site to you.
7. Children's Privacy
Uto Money Services and this Site are not intended for those who are minors under the laws applicable to them. We do not knowingly collect personal information from those who are minors under the laws applicable to them and if we become aware of such collection, we will take reasonable steps to delete any such information as soon as practicable.
8. Cookies
Uto Money may use cookies to improve and update our services to you. A cookie is a small text file stored by a website in a user’s web browser that allows Uto Money 17 to recognize your computer or device. For example, cookies can store your user name and password to eliminate the need for re-entering to access Uto Money Services and this Site when you come back to Uto Money Services. Cookies can also record your preferences so that Uto Money may provide customized services to you.
If you do not wish to receive cookies, or want to be notified before they are placed, you may set your web browser to do so. Please be noted that if cookies are turned off, you may not be able to view certain parts of Uto Money Services and this Site that may enhance our services to you. Some of Uto Money’s business partners such as online resources whose content is linked to or from Uto Money Services and this Site may also use cookies or similar technologies. However, please understand that we have no access to or control over these cookies.
9. Third Party Website Links
Uto Money Services and this Site contain links to other websites and online resources. This Privacy Policy only covers the privacy practices by Uto Money, and does not cover the privacy practices of other websites or online resources. Please be noted that Uto Money is not responsible for the privacy policies and/or practices of other websites or online resources. If you link to any other websites or online resources, you shall review the privacy policy of such websites or online resources since your interaction with them should be governed by their privacy policy and rules.
10. Modifications
Uto Money reserves the right, in its sole discretion, to modify this Privacy Policy, at any time and without prior notice. If Uto Money modifies this Private Policy, Uto Money will post the latest revised version at https://official.utomoney.io/privacy or in other ways that Uto Money deems appropriate. By continuing to access or use Uto Money Services and this Site after Uto Money has posted a modification on the website of Uto Money, you are indicating that your agreement and express consent to be bound by the modified Privacy Policy. You may also be asked to re-acknowledge and re-accept the Privacy Policy following any material changes. If the modified Privacy Policy are not acceptable to you, you must cease using Uto Money Services and this Site.
11. Languages
This Private Policy is written in English. Any translations into another language are made solely for the convenience and will not be considered in the interpretation or application of this Private Policy. The Chinese translation of this Private Policy is only for reference. In case of any discrepancy, the English version shall prevail.
12. Contacting Uto Money
If you have any questions about this Private Policy, please contact Uto Money through support@utonia.com.
User data privacy is among our top priority at Uto Money. This Privacy Policy describes the policies and principles on the personal information collection, use, disclosure, and sharing of your personal information when you access or use Uto Money Services and this Site by any means (including but not limited to via, devices or services provided by any other third party). By accessing or using Uto Money Services and this Site, you consent to the policies and principles outlined in this Privacy Policy.
IF YOU REGISTER WITH OR ACCESS UTO MONEY SERVICES OR THIS SITE, YOU ARE DEEMED TO AGREE TO THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. YOUR NON-TERMINATION OR CONTINUED ACCESS TO OR USE OF ANY UTO MONEY SERVICES OR THIS SITE AFTER THE EFFECTIVE DATE OF ANY AMENDMENTS, CHANGES, OR UPDATES CONSTITUTES YOUR ACCEPTANCE OF THIS PRIVACY POLICY, AS MODIFIED BY SUCH AMENDMENTS, CHANGES, OR UPDATES.
You may decide whether to provide your personal information to us, and you may decide whether to exercise your rights as stipulated in Article 6 of this Privacy Policy. However, please note that if you decide not to provide your personal information to us, we may not be able to provide access to Uto Money Services and this Site to you.
Capitalized terms that are not defined in this Privacy Policy shall have the same meaning in Terms of Use.
1. Information Collection
Uto Money collects your personal information when you register with or access Uto Money Services and this Site or otherwise interact with Uto Money. Uto Money may collect the categories of information, including, but not limited to, the categories described as below: (a) User-Provided Information. You provide Uto Money with your personal information such as your name, telephone number, telephone bills, e-mail address, date of birth, government identification numbers/ARC numbers, passports numbers and nationality, information regarding your bank account and electronic payment channels used in conjuncture with Uto Money Services. You also provide Uto Money with any information related to your Content and Feedback so Uto Money may, in its sole discretion, proceed the proper actions and procedures under this Privacy Policy and Terms of Use.
The aforementioned personal information that you provide to Uto Money are classified as C001 (information identifying individuals), C002 (information identifying finance), C003 (information identifying in government data), C011 (description of an individual), C031 (residence and facilities), C032 (properties), C082 (liabilities and expenditure), C083 (credit ratings), and C102 (agreement or contract) in the Specific Purpose and the Classification of Personal Information of the Personal Information Protection Act (“Purpose and Classification”).
The purposes that Uto Money collects the aforementioned personal information are (i) authenticating users, (ii) validating the process that you access or use Uto Money Services and this Site, (iii) establishing and maintaining a responsible commercial relationship with you, (iv) understanding your needs and your eligibility for products and services, (v) informing you about trading and financing features, commercials, advertising materials, and other news, (vi) delivering products and services to you, (vii) processing billing and collection of any fees, (viii) conducting surveys and getting feedback from you, and (ix) meeting Uto Money’s the legal and regulatory requirements.
The aforementioned purposes are classified as 036 (deposit and remitting), 040 (marketing (including 3 financial cross-selling business)), 059 (Financial service industry’s collection and processing information in accordance with laws and needs for financial supervision), 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 137 (information (communication) security and management, 148 (internet shopping and other electronic commerce services)), 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. (b) Automatically collected information. When you access or use Uto Money Services and this Site through the internet, Uto Money may use certain technologies, including, but not limited to cookies and similar technologies, to collect information sent to us through your computer, mobile phone, or other access device, which includes, but not limited to (i) your IP address, device information, such as identifier, device name and type, operating system, location, mobile network information, (ii) the information related to the methods and preferences you interact with Uto Money Services and this Site, such as your browser type, traffic to and from our site, the link you accessed, the pages you visited, and the time you accessed or exited Uto Money Services and this Site, and (iii) your username and password.
The aforementioned personal information that Uto Money automatically collects are classified as C001 (information identifying individuals), C035 (recreational activities and interests), and C036 (lifestyles) in the Purpose and Classification.
The purposes that Uto Money automatically collects the aforementioned personal information are (i) analyzing your usage of Uto Money Services and this Site; and (ii) developing and customizing Uto Money Services and this Site according to your preferences. The aforementioned purposes are classified as 040 (marketing (including financial cross-selling business)), 090 (consumer, customer management and service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 157 (investigation, statistics and research analysis) in the Purpose and Classification, and 181 (other business operation in accordance with the business registration or bylaws).
Uto Money will collect your personal information until (a) Uto Money ceases to provide Services and this Site, or (b) you explicitly request Uto Money to cease to 4 collect your personal information by contacting us through the contact information referred in this Privacy Policy and in accordance with the Article 6 of this Privacy Policy, in which case we may not be able to provide Uto Money Services and this Site to you.
Uto Money will collect and store your personal information when you access or use Uto Money Services and this Site. Your personal information may be exported outside of the jurisdiction in which you reside and will be stored in Singapore, provided that the location may change from time to time, depending on the services provider used by Uto Money (the “Data Location”). Under those circumstance, the governments, courts, law enforcement, or regulatory agencies of the Data Location may be able to obtain access to your personal information through foreign laws. You need to be aware that the privacy standards of the Data Location may be lower than those of the jurisdiction in which you reside.
2. Process and Use of Personal Information
Uto Money may process and use your personal information for the purposes, including, but not limited to, the purposes described as below. Please note that one or more purposes may apply simultaneously. 6 (a) Provision of Uto Money Services and this Site. Uto Money may process and use your personal information to authenticate your identity, validate the process that you access or use Uto Money Services and this Site, facilitate your Orders, execute the Trades between you and other users, develop, enhance, and market Uto Money Services, provide Uto Money Services to you, process billing and collect any fees, or as otherwise may be necessary to execute the agreement between you and Uto Money, or to identify you or to ensure the functionality and security of Uto Money Services and this Site. The purposes of the aforementioned processing and use are classified as 036 (deposit and remitting), 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, Customer Management and Service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 154 (reference), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. (b) Development of Uto Money Services and this Site. Uto Money may process and use your personal information, Content, and/or Feedback to develop, improve, and customize Uto Money Services and this Site. Uto Money may also perform research and analytics on your personal information to personalize our offering, for example, to make recommendations and to display customized content and advertising in our websites. The purposes of the aforementioned processing and use are classified as 040 (marketing (including financial cross-selling business)), 090 (consumer, Customer Management and Service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), and 157 (investigation, statistics and research analysis) in the Purpose and Classification. (c) Service-Related Interaction. Uto Money may process and use your personal information, Content, and/or Feedback to communicate with you, for example, to provide information relating to Uto Money Services and this Site. Uto Money may also send service-related email, conduct surveys and get Feedback from you or otherwise interact with you when you register with or access Uto Money Services and this Site based on the information you provide us. The purposes of the aforementioned processing and use are classified as 040 (marketing (including financial cross-selling business)), 069 (contract, contract-like or other legal relation matter), 090 (consumer, Customer Management and Service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. (d) Dispose of de-identified personal information. To the extent permitted by applicable laws, Uto Money may dispose the information it collects during the process of providing Uto Money Services to other third party, provided that Uto Money will take de-identification measures (such as removing personal identifiers and removing or altering other information that may allow any person to be identified). However, please note that there is a possibility that another dataset or other information could be matched with the de-identified information. Uto Money does not guarantee that the de-identified information will not be re-identified. (e) Compliance with laws and regulations. Uto Money may process and use your personal information, Content, and/or Feedback to meet legal and regulatory requirements, including, but not limited to, Anti-Money Laundering and counter-terrorist financing, or as otherwise may be necessary to execute the agreement between you and Uto Money. Uto Money reserves the right to retain and share certain personal information in order to meet our regulatory requirements and further to our contractual agreements with partners and third parties. The purposes of the aforementioned processing and use are classified as 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 137 (information (communication) security and management, 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws).
Uto Money will process and use your personal information until (a) Uto Money ceases to provide Services and this Site, or (b) you explicitly request Uto Money to cease to process and use your personal information by contacting us through the contact information referred in this Privacy Policy, in which case we may not be able to provide Uto Money Services and this Site to you.
Uto Money will process and use your personal information and other data in the Data Location and it may be outside of the jurisdiction in which you reside. Under those circumstance, the governments, courts, law enforcement, or regulatory agencies of the Data Location may be able to obtain access to your personal information through foreign laws. You need to be aware that the privacy standards of the Data Location may be lower than those of the jurisdiction in which you reside.
3. Third Party Analytics and Advertising
To develop or improve Uto Money Services and this Site, Uto Money may engage third-party service providers to help us research and analyze information about your use of Uto Money Services and this Site. These third parties may also use cookies and similar technologies to collect similar information about your use of Uto Money Services and this Site. Uto Money does not provide any information that can identify you personally to these third-party service providers without your consent. However, Uto Money does not control the third parties’ use of such technologies and their use is governed by those parties’ privacy policies, not subject to this Privacy Policy.
Uto Money may allow third-party ad servers or ad networks to serve advertisements on Uto Money Services and this Site and on third-party services. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on Uto Money Services. They automatically receive your IP address when this happens. They may also use other technologies to measure the effectiveness of their advertisements and to personalize the advertising content. Uto Money does not provide any information that can identify you personally to these third-party ad servers or ad networks without your consent. However, please note that if an advertiser asks Uto Money to show an advertisement to a certain audience and you respond to that advertisement, the advertiser or ad server may conclude that you fit the description of the audience they are trying to reach.
4. Sharing and Disclosure of Information
Uto Money does not share, sell, lease, transfer or otherwise disclose your personal information to third parties unless otherwise stated below. (a) Consent. Except as described in this Privacy Policy, Uto Money does not share or transfer your personal information to third parties without your consent. (b) Service Providers. Uto Money may share or transfer your personal information with essential third parties, including, but not limited to Uto Money and its Affiliates, the Bank (referring to the financial institutions in collaboration with Uto Money such as Far Eastern International Bank and/or Union Bank Of Taiwan), the third party service providers engaged by the Bank, telecommunication companies, and other service providers at the reasonable discretion of Uto Money, to facilitate your access to or use of Uto Money Services and this Site, enhance our KYC (know your customers) verifications procedures, and assist Uto Money with implementation of any Anti-Money Laundering and Counter-Terrorist Policies. 11 These essential third parties may collect, process, and use your personal information, which are classified as C001 (information identifying individuals), C002 (information identifying finance), C003 (information identifying in government data), C011 (description of an individual), C031 (residence and facilities.), C032 (properties), C083 (credit ratings), and C102 (agreement or contract) for the aforementioned purposes, which is classified as 063 (nongovernment agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 137 (information (communication) security and management, 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification. If you do not agree to our sharing with Uto Money and its Affiliates, the Bank and the third party service providers engaged by the Bank, telecommunication companies or other service providers at the reasonable discretion of Uto Money, please do not register with or access Uto Money services or this Site. If you have already registered with Uto Money or accessed this Site, please contact us immediately through the contact information referred in this Privacy Policy to exercise your rights as stipulated in Article 6 of this Privacy Policy, in which case Uto Money may not be able to provide Uto Money Services and this Site to you. (c) Legal Compliance and Law Enforcement. Uto Money may access, preserve, or disclose your personal information, Content, and/or Feedback if required to do so by applicable laws or in a good faith belief that such access, preservation or disclosure is reasonably necessary to: (i) comply with legal process or request by a government or quasi-government authority; (ii) enforce the Terms of Use ; (iii) respond to claims that any Content and/or Feedback violates the rights of any other third parties; (iv) enforce or administer our agreement with the users of Uto Money Services and this Site, including investigation of potential violations hereof; (v) detect, prevent, or otherwise address fraud, security or technical issues; or (vi) protect the rights, property or personal safety of Uto Money, the users of Uto Money Services and this Site and the public. (d) Mergers and Acquisitions. Information that Uto Money collects is considered a business asset. Therefore, Uto Money may share, transfer or disclose your personal information to third parties when we decide to sell, buy, or merger our businesses with such parties. Uto Money may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution. 12 (e) Beneficiaries Meeting. When Uto Money winds up, become insolvent, dissolve, or cease to operate its business, the Bank may use the personal information that it collects under Section 4.1 (a) to convene beneficiaries meeting(s).
5. Protection of Information
Uto Money uses reasonable technical and organizational information security measures to provide appropriate protection for your personal information from leaking or unauthorized access and prevent such risks of providing personal information.
Uto Money cannot, however, guarantee the personal information you provided or we collected may not be accessed, disclosed, altered, or destroyed by any attacks from hackers or any skilled computer experts.
6. Choices and Rights of Your Information
You may exercise your rights stipulated in Section 6.2 with regard to your personal information collected, processed, and used by Uto Money, and you may delete your Uto Money Account, in which case we may not be able to provide Uto Money Services and this Site to you.
You have the right, subject to the applicable laws and Section 6.3 and Section 6.4 of this Privacy Policy, (a) to inquire or request for a review of the personal information Uto Money has collected from you; (b) to make duplications of the personal information Uto Money has collected from you; 14 (c) to replenish and rectify the personal information Uto Money has collected from you; (d) to request Uto Money to discontinue our collection, processing and use of the personal information Uto Money has collected from you; and (e) to delete any personal information Uto Money has collected from you, by yourself or by requesting Uto Money to do so, in which case we may not be able to provide Uto Money Services and this Site to you thereafter. Uto Money cannot, however, delete such personal information that is necessary for compliance with binding legal obligations or if the personal information must be retained according to applicable laws.
Upon your inquiry or request for a review and making duplication of the personal information Uto Money has collected from you, Uto Money shall determine whether to agree to such request within fifteen (15) days from the date on which Uto Money receives your request, except: (a) when the national security, diplomatic and military secrets, the macro-economic interests or other major national interests may be harmed; (b) when the performance of official duties may be interfered with; and (c) when the major interests of Uto Money or a third person may be affected. The fifteen-day period may be extended to a time period of no longer than fifteen (15) days when necessary and you will be notified of the reason of extension in writing (either in electronic or hard-copy form). Please note that Uto Money may charge a fee to those who make an inquiry or request to review or make duplications of their personal information.
You may, as appropriate and in accordance with applicable laws, exercise your rights mentioned above by contacting us through the contact information referred in this Privacy Policy. In some cases, for example, delete or cease the processing or use of your personal information may mean that we may not be able to provide Uto Money Services and this Site to you. (a) there is a dispute regarding the accuracy of your personal information; 15 (b) the processing or use of such personal information is either necessary for the performance of an official duty or fulfillment of a legal obligation of Uto Money or agreed by you in writing (either in electronic or hard-copy form); and (c) such dispute has been recorded. The thirty-day period may be extended to a time period of no longer than thirty (30) days when necessary and you will be notified of the reason of extension in writing (either in electronic or hard-copy form).
You may, as appropriate and in accordance with applicable laws, exercise your rights mentioned above by contacting us through the contact information referred in this Privacy Policy. In some cases, for example, delete or cease the processing or use of your personal information may mean that we may not be able to provide Uto Money Services and this Site to you.
7. Children's Privacy
Uto Money Services and this Site are not intended for those who are minors under the laws applicable to them. We do not knowingly collect personal information from those who are minors under the laws applicable to them and if we become aware of such collection, we will take reasonable steps to delete any such information as soon as practicable.
8. Cookies
Uto Money may use cookies to improve and update our services to you. A cookie is a small text file stored by a website in a user’s web browser that allows Uto Money 17 to recognize your computer or device. For example, cookies can store your user name and password to eliminate the need for re-entering to access Uto Money Services and this Site when you come back to Uto Money Services. Cookies can also record your preferences so that Uto Money may provide customized services to you.
If you do not wish to receive cookies, or want to be notified before they are placed, you may set your web browser to do so. Please be noted that if cookies are turned off, you may not be able to view certain parts of Uto Money Services and this Site that may enhance our services to you. Some of Uto Money’s business partners such as online resources whose content is linked to or from Uto Money Services and this Site may also use cookies or similar technologies. However, please understand that we have no access to or control over these cookies.
9. Third Party Website Links
Uto Money Services and this Site contain links to other websites and online resources. This Privacy Policy only covers the privacy practices by Uto Money, and does not cover the privacy practices of other websites or online resources. Please be noted that Uto Money is not responsible for the privacy policies and/or practices of other websites or online resources. If you link to any other websites or online resources, you shall review the privacy policy of such websites or online resources since your interaction with them should be governed by their privacy policy and rules.
10. Modifications
Uto Money reserves the right, in its sole discretion, to modify this Privacy Policy, at any time and without prior notice. If Uto Money modifies this Private Policy, Uto Money will post the latest revised version at https://official.utomoney.io/privacy or in other ways that Uto Money deems appropriate. By continuing to access or use Uto Money Services and this Site after Uto Money has posted a modification on the website of Uto Money, you are indicating that your agreement and express consent to be bound by the modified Privacy Policy. You may also be asked to re-acknowledge and re-accept the Privacy Policy following any material changes. If the modified Privacy Policy are not acceptable to you, you must cease using Uto Money Services and this Site.
11. Languages
This Private Policy is written in English. Any translations into another language are made solely for the convenience and will not be considered in the interpretation or application of this Private Policy. The Chinese translation of this Private Policy is only for reference. In case of any discrepancy, the English version shall prevail.
12. Contacting Uto Money
If you have any questions about this Private Policy, please contact Uto Money through support@utonia.com.